Like most fintechs, neo-corporations and banks in the United States for foreigners, Globalfy operates globally and offers its services worldwide. The main difference between online banking and traditional banking is that virtual banks are much more dynamic when it comes to offering solutions to users. Hello please, I have a question. Before possible economic difficulties or a possible corralito in Spain, I would like to know what better way to open an online CC in another European country with a foreign IBAN and a guarantee fund that they do not ask you to be located there?, I have cc in ING, but I think it is a bit difficult to open it, they ask for a lot of requirements, but in the European Atlantic Bank, make a video call later, have IBAN outside Spain and a guarantee fund up to € 100,000, because I think I do not know what is the best option or sign up for Raisin, because I want to have the money safe, and if there is a Corralito possible in Spain, you are not exposed, to lose it, I do not know if they have an IBAN in another country, it is a Spanish platform and they can only open deposits with other European banks, but you are exposed to that. I don`t know if anyone could tell me what the best option would be. Wise is an electronic money institution and is not covered by these guarantee funds. User capital is safer than in traditional banks because Wise does not use it for its own investments or to lend to third parties. Instead, a©protection method called savageguard is used. It consists of holding clients` money in accounts segregated from their own funds, diversified into different banking companies with greater solvency and reputation. Hi Francisco, in this case you need a bank account guaranteed by the Deposit Protection Fund of your country and it cannot be N26, which now has a Spanish IBAN or Degiro, which is a broker to invest (although it is protected up to 20,000 euros). Bnext and Revolut would not be worth it either, as they are neither full accounts nor their deposits equally insured. Of the ones you still have, choose between Monese (English) or Bunq (Dutch).

Greetings Outside the EU, committees can be very different. In most cases, the cost of the transfer includes a commission and an exchange rate (proportional to the amount of the transfer). Please note that the receiving bank may sometimes charge a fee to receive the transfer. Don`t waste time comparing different options: for example, using a forex broker can help you transfer money cheaper. Hello Malaguita, in general, if you open an account abroad and / or online, you should link this account to a precedent you have, as it is a way to verify your identity. The associated account you have in NN, for example, can be changed. I think that those who are considering protecting their money, which, as I often say today, I do not consider it necessary to do, and I do not believe that a corralito or similar measures are likely, will do so with money that they do not need in the short or medium term, so that the money can be “stopped” abroad for a while. Shouldn`t be a problem, on the contrary, that`s what you`re looking for when you remove it, right? Raisin usually has a welcome promotion where any customer who opens a deposit or account (and holds the money for at least 6 months) receives an amount between €10 and €100, which improves the profitability of the deposit. On the other hand, if I open a Revolut account and I exceed €50,000 with the profits I made on the previous investment in metals, do I have to submit tax form 720? At that time I opened it, but it has a credit of 0€. If I enter the interest received, do I have to declare it?. I have some doubts, as you can see.

What do you recommend? Thanks in advance. Revolut works with a UK IBAN account (the UK has an AA rating according to S&P) and has a virtual card linked to it, and its features depend on the subscription plan you choose. These plans range from “Standard”, which is free, to “Metal”, with which paying €13.99 per month gives you all the benefits of Revolut. N26 is the German bank that, since 2019, already offers its accounts in Spain with a Spanish IBAN, that is, it is a completely legal, normal and operational current account in Spain. N26 is affiliated to the German Deposit Protection Fund, which guarantees cash deposits of up to €100,000 per EU and institution holder. Hello, I currently live in Argentina and would like to open an account abroad for non-residents. I have an account with ING in Spain where they deposited my pay slip when I lived in Spain and I still keep it. But I would like to have another one that is not in Spain. What steps should I follow and which banks recommend me since I read the article and it is only for EU citizens. Thanks to BRAbank offers a savings account in euros with a variable interest rate, the amount of which is activated monthly and added to your account, i.e. the composite capitalization method is used for the calculation. As it is not fixed, you will be notified of any changes to the interest rate 7 days in advance.

At Raisin you will find the best savings accounts abroad to open 100% online from Spain: Hi Juan, I`m afraid it`s not easy to open an account in Switzerland as if it were in the accounts I recommend. Swissquote was apparently the easiest to open an account, but always targeted Forex investment or trading. I think one of the best options is Postfinance, which offers accounts in Swiss francs, euros or other currencies and does not charge commissions if you have more than 7500 Swiss francs. If you have less, 5 CHF per month: www.postfinance.ch/en/private/products/accounts.html look! Hi Sebastian, I agree with Revolut, it has bank status in England, but apart from that, it`s an electronic account of an app and not a bank account. Of course, that means taking more risks, so I wouldn`t put large sums into it. Outside the European Community I don`t know how to tell you, I don`t think it will be easy for you to bypass the Ministry of Finance or find free cards, take a look at this bank if it can serve you: cuentasenelextranjero.com/index.php/cuenta-en-puerto-rico/ Greetings Hello, I am Spanish with tax residence in Panama, Here the banks even charge you, to take a look. Do you know of a moderately decent non-Spanish account that admits tax residents outside of Europe as clients? Most interesting banks only allow European residents. This bank offers its products only to citizens of the European Union, and its savings accounts have a variable interest rate, the changes of which are communicated 34 days in advance, while to access the funds it is necessary to cancel them, as in all accounts of this type. To do this, it will be enough to communicate it within 31 days, after which you can have them. Hi Dave, as you can imagine, I don`t know how legality and taxation work for a Cuban like you.

As a bank, for example, I can give you all the guarantees of the German N26. To make international transfers, there is also the Bunq, which has personal and professional payment accounts, the latter allows you to open many accounts. Good luck and if you want, tell us what you end up doing! Greetings profitability. Interest rates on foreign savings accounts and deposits are generally higher than most Spanish savings products. These are the steps needed to link a Mexican and US bank account to your PayPal México account. For an account to go abroad, it needs an additional aspect, which can range from greater bank secrecy to a tax reduction or protection, to name a few. The requirements to open an account in the United States with Globalfy are simple and the benefits are huge. Don`t miss this unique opportunity. Having some of our savings abroad is a smart way to diversify into different countries and banking systems. They would surely have liked and reassured to have done it to the Greeks in their Corralito in 2015, to the Cypriots in 2013 or to the Argentines in 2001.

Remember that Spain did not have a banking corralito, but it needed a bailout of its banking system in 2012. Opening an account abroad is easy and 100% online, without paperwork or shipments of any kind. Confirmation of your identity is also in line with the photo of your ID card or passport, although other methods such as video or audio calls are also used.